Fixed Rate Loans    

   
 


Fixed Rate Mortgage (Conforming)

Fixed rate mortgage terms range from less 10 years to 40 years.  There are numerous products available to fit every need, from a zero down payment on a purchase to refinancing and taking equity out of your property.
 

Guaranteed Rural Housing Program - USDA Rural Development

This product requires no down payment, no monthly mortgage insurance premiums, and no limit to seller contributions.  There are income limits and there is a 2% non-refundable guarantee fee paid at closing.  This program is designed for low to moderate income borrowers.  Thermal paned windows are also required.
 

Housing Assistance for Teachers

A program for teachers living in the district where they teach.  Down payment and closing cost assistance available through Mississippi Home Corporation.

 

 

 
   
     


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