Fixed Rate Mortgage (Conforming)
Fixed rate mortgage terms range from less 10 years to 40 years. There are numerous products available to fit every need, from a zero down payment on a purchase to refinancing and taking equity out of your property.
Guaranteed Rural Housing Program -
USDA Rural Development
This product requires no down payment, no monthly mortgage insurance premiums, and no limit to seller contributions. There are income limits and there is a 2% non-refundable guarantee fee paid at closing. This program is designed for low to moderate income borrowers. Thermal paned windows are also required.
Housing Assistance for Teachers
A program for teachers living in the district where they teach. Down payment and closing cost assistance available through Mississippi Home Corporation.
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